Auto Credit Drive – Terms and Conditions

1. ACCEPTANCE OF TERMS: By accessing the Auto Credit Drive website (“Site”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please refrain from using the Site.

2. CHANGES TO TERMS: Auto Credit Drive reserves the right to update or modify these Terms at any time without prior notice. It is your responsibility to review these Terms periodically. Continued use of the Site after changes constitutes acceptance of the modified Terms.

3. INTELLECTUAL PROPERTY: All content on the Site, including text, graphics, logos, and images, is the property of Auto Credit Drive and is protected by applicable copyright and trademark laws. Unauthorized use of any materials on the Site may violate copyright and trademark laws.

4. USER SUBMITTED CONTENT: You may submit content to the Site, but by doing so, you grant Auto Credit Drive a non-exclusive, royalty-free, worldwide, perpetual license to use, modify, publish, and distribute the content. You are responsible for the accuracy and legality of the content you submit.

5. DISCLAIMERS: Auto Credit Drive provides information on the Site for general purposes. The information is not guaranteed to be accurate, complete, or up-to-date. Your use of the Site is at your own risk.

6. LIMITATION OF LIABILITY: Auto Credit Drive is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Site. This includes damages to your computer equipment or data.

7. REFERRED BUSINESSES; LINKED SITES; NO THIRD PARTY RIGHTS: Auto Credit Drive may provide referrals to independent businesses, and the availability of referred products or services is at the discretion of the relevant business. Referred businesses are independent, and Auto Credit Drive is not responsible for their actions.

Auto Credit Drive may maintain a presence on social media and link to external sites. Users must comply with the respective social media platform’s terms of use. Auto Credit Drive disclaims responsibility for the content of linked external sites.

8. CONSENT TO COMMUNICATIONS: By providing contact information, you agree to receive communications from Auto Credit Drive via email and/or social media. Text message marketing is optional, and users can opt in or out. Costs and frequency information is provided.

9. CAR DEALER INFORMATION: Auto Credit Drive does not own or sell vehicles listed by car dealers and is not responsible for pricing, terms, or offers by car dealers.

10. DISPUTES, ARBITRATION AND CLASS ACTION WAIVER: Disputes arising from these Terms shall be resolved by binding arbitration in Miami, Florida, or submitted to small claims court in Miami-Dade County. Class actions are not permitted, and arbitration provisions survive termination.

11. JURISDICTION SPECIFIC TERMS: Specific terms apply to residents of New Jersey and California. Quebec customers have additional rights regarding contract amendments. The arbitration requirements may not apply to Canadian users based on applicable laws.

12. TERMINATION: Auto Credit Drive may terminate these Terms at any time. Users can terminate by providing written notice. Certain provisions, including intellectual property rights, disclaimers, limitations of liability, indemnity, and dispute resolution, survive termination.

13. IMPORTANT LEGAL TERMS: Auto Credit Drive may assign these Terms. If any provision is held invalid, it shall be replaced with a valid term. These Terms apply exclusively to the Site.